Cookie Policy & Privacy Policy

COOKIES POLICY
Last updated: Feb, 14th 2022.
BY CONTINUING TO USE OUR SITE AND SERVICES, YOU ARE AGREEING TO THE USE OF COOKIES AND SIMILAR TECHNOLOGIES FOR THE PURPOSES WE DESCRIBE IN THIS COOKIES POLICY. IF YOU DO NOT ACCEPT THE USE OF COOKIES AND SIMILAR TECHNOLOGIES, DO NOT USE THIS SITE.
Cookies:
A cookie is a small text file that a website saves on your computer or mobile device when you visit the site.
In general, cookies have two main purposes:
● to improve your browsing experience by remembering your actions and,
● to preferences and to help us analyze our website traffic.
What to do with Cookies?
We use cookies to help us analyze traffic to the Website, to help us improve website performance and usability, and to make the Website more secure. Third-party cookies help us use Google Analytics to count, track, and analyze visits to the Website. This helps us understand how people are using our websites and where we need to make improvements. These third-party cookies do not specifically identify you.
Types & Category of Cookies used
List the category of cookies used by SMSX GROUP Inc or stockmarket_scalper on social media sites. For example:
a) Authentication:
 If you sign in to our website, cookies help us show users the right information and personalize the experience to the users.
b) Security:
We use cookies to enable and support our security features, and to help us detect malicious activity violations of our Terms and Conditions.
c) Performance, Analytics, Research & Advertising
Cookies help us learn how well our site and web products perform in different locations. We also use these to understand, improve, and research products, features, and services, including when you access this site from other websites, applications, or devices such as your work computer or your mobile device. We also use third-party cookies to improve and personalize our marketing messages/communications with you.
Control cookies:
You are always free to delete cookies that are already on your computer through your browser settings, and you can set most browsers to prevent them from being added to your computer. However, this may prevent you from using certain features on the Website.


Privacy Policy
Last updated [Feb 15th, 2022]
Our Privacy Policy forms part of and must be read in conjunction with this website's Terms and Conditions. We reserve the right to change this Privacy Policy at any time.
We respect the privacy of our users and every person who visits our website. Here, (“we”, “us”, or “our”). We are committed to protecting your personal information and your right to privacy in accordance with the General Data Protection Regulation (GDPR). If you have any questions or concerns about our policy or our practices regarding your personal information, please contact us.
When you visit our website and use our services, you trust us with your personal information. We take your privacy very seriously. In this privacy notice, we describe our privacy policy. We seek to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important. If there are any terms in this privacy policy that you do not agree with, please discontinue the use of our website and our services.
This privacy policy applies to all information collected through our website, and/or any related services, sales, marketing, or events (we refer to them collectively in this privacy policy as the “Site“).
About us
We are offering online courses to our users for trading stocks and other options.
Please read this privacy policy carefully as it will help you make informed decisions about sharing your personal information with us.
1. What information do we collect?
The personal information you disclose to us:
We collect personal information that you voluntarily provide to us when expressing an interest in obtaining information about us or our products and services when participating in activities on the website or otherwise contacting us.
The personal information we collect include:
• Name: May include the first name and last name of the user.
• Contact Data: May include Email address, phone number, postal address, and other similar data.
• Credential: May include passwords, passwords hints, and other similar security data used for authentication and account access.
User information collected automatically:
We may collect some information automatically when you visit, use, or navigate our website. This information may include device details that you are using such as its IP address, browser type, and other device characteristics like its operating system, its language preferences, the referring URLs, the device name, and its location. We only need this information to maintain the security and smooth operation of our website.
We also use this information for our internal analytics and reporting purposes.
We also collect some information using cookies and other tracking technologies. For more details on this, please check out our cookie policy.
Information collected from other sources:
Like many other businesses, We may obtain information about you from other sources, such as public databases, joint marketing partners, social media platforms, as well as from other third parties.
2. How do we use your information?
We use your personal information for these purposes in reliance on our legitimate business interests (“Business Purposes”), in order to enter into or perform a contract with you (“Contractual”), with your consent (“Consent”), and/or for compliance with our legal obligations (“Legal Reasons”).
We may use the information that we have collected from the users:
• To send administrative information to our users related to their account, our business purposes, and/or for legal reasons. We may use the personal information of users to send the product, service, and new feature information about our website and its terms to the users.
• To Deliver targeted advertising to our users for Business Purposes. We may use the information to develop and display content and advertising to our users.
• To Request Feedback for our Business Purposes. We may use the information to request feedback and to contact our users about the use of our website.
• To secure the website for Business and/or Legal Reasons. We may use the information that we have collected as part of our efforts to keep our website safe and secure from fraudulent activities.
• To give responses to legal requests as required. If we receive a subpoena or other legal request, we may need to check the data that we have collected to determine how to respond to that request.
• Zoom meetings and lives: We may record the zoom lives and meetings that we attend “or” to live the course to our users. Any comments or submitted material shall be recorded and stored by us.
• For other Business Purposes. We may use the information for other Business Purposes that may include data analysis, identifying usage trends, determining the effectiveness of the promotional campaigns that we are running, and evaluating and improving our website, products, services, marketing, and user experience.
3. Will your information be shared with anyone?
We only share and disclose your information in the following situations:
• Compliance with Laws. We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order.
• Vital Interests and Legal Rights. We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, and illegal activities, or as evidence in litigation in which we are involved.
• Vendors, Consultants, and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work.
• Affiliates. We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy policy. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
• Business Partners. We may share your information with our business partners to offer you certain products, services, or promotions.
• With your Consent. We may disclose your personal information for any other purpose with your consent.
4. Do we use cookies and other tracking technologies?
We may use cookies and similar tracking technologies to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy.
5. Is your information transferred internationally?
Our servers are located in the United States of America. We will not transfer your personal information to any such recipient who is not listed in clause 3 of this policy notice without your prior consent.
6. What is our stance on third-party websites?
The website may contain advertisements from third parties that are not affiliated with us and which may link to other websites, online services, or mobile applications. We cannot guarantee the safety and privacy of the data you provide to any third parties. Any data collected by third parties is not covered by this privacy policy. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services, or applications that may be linked to or from the Site. You should review the policies of such third parties and contact them directly to respond to your questions.
7. How long do we keep your information?
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).
8. Do we collect information from minors?
We do not knowingly solicit data from or market to children under 18 years of age. By using our services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Site. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we have collected from children under age 18, please contact us.
9. What are your privacy rights?
A) Personal Information
You may at any time review or change the information in your account or terminate your account by:
• Contacting us using the contact information provided
Some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use, and/or comply with legal requirements.
Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Site.
10. GDPR Entitlement
EU General Data Protection Regulation (GDPR) has provided the below rights to the EU residents:
Right to information - The purposes for processing Personal Information and the rights of the individual.
Right to access the Personal Information that is processed.
Right to erasure (”Right to be forgotten”).
Right to rectification.
Right to restriction of the processing.
Right to object (opt-out) to processing.
EU residents can exercise these rights by raising a request directly at our website.
11. Do we make updates to this policy?
We may update this privacy policy from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible.
This Policy applies as between you, the User of this Web Site and SMSX Group Inc the owner and provider of this Web Site. This Policy applies to our use of any and all Data collected by us in relation to your use of the Web Site and any Services or Systems therein.

1. Definitions and Interpretation

In this Cookie Policy, unless the context otherwise requires, the following expressions have the following meanings:
Cookie: means a small file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site;
Cookie Law: means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 and of EU Regulation 2016/679 General Data Protection Regulation (“GDPR”);
Personal data: means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data, as defined by EU Regulation 2016/679 General Data Protection Regulation (“GDPR”); and
We/Us/Our: means “Our Website/School/Company”, the brand owned and operated by Company name or Person.

2. How Does Our Site Use Cookies?

  • 3.1 Our Site may place and access certain first-party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and services. We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.
  • 3.2 By using Our Site, you may also receive certain third-party Cookies on your computer or device. Third-party Cookies are those placed by websites, services, and/or parties other than Us. Third-party Cookies are used on Our Site for analytics and for marketing purposes. For more details, please refer to section 4 below.
  • 3.3 All Cookies used by and on Our Site are used in accordance with current Cookie Law. We may use some or all of the following types of Cookie:
  • 3.3.1 Strictly Necessary Cookies
    A Cookie falls into this category (usually first-party cookies) if it is essential to the operation of Our Site as without them we cannot provide the functionality that you need to use this website. For example, essential cookies help remember your preferences as you navigate through the online school, also support functions such as logging in, and payment transactions.
  • 3.3.2 Functionality Cookies
    Functional Cookies allow our web site to remember choices you make, e.g. your user name, log in details and language preferences and any customizations you make to pages during your visit. They are necessary to provide features and services specific to individual users.
  • 3.3.3 Analytics Cookies
    It is important for Us to understand how you use Our Site, for example, how efficiently you are able to navigate around it, and what features you use. Analytics Cookies enable us to gather this information, helping Us to improve Our Site and your experience of it.
  • 3.3.4 Marketing/Targeting Cookies
    It is important for Us to know when and how often you visit Our Site, and which parts of it you have used (including which pages you have visited and which links you have visited). As with analytics Cookies, this information helps us to better understand you and, in turn, to make Our Site and advertising more relevant to your interests. Some information gathered by targeting Cookies may also be shared with third parties.
  • 3.3.5 Third Party Cookies
    Third-party Cookies are not placed by Us; instead, they are placed by third parties that provide services to Us and/or to you. Third-party Cookies may be used by advertising services to serve up tailored advertising to you on Our Site, or by third parties providing analytics services to Us (these Cookies will work in the same way as analytics Cookies described above).
  • 3.3.6 Persistent Cookies
    Any of the above types of Cookie may be a persistent Cookie. Persistent Cookies are those which remain on your computer or device for a predetermined period and are activated each time you visit Our Site.
  • 3.3.7 Session Cookies
    Any of the above types of Cookie may be a session Cookie. Session Cookies are temporary and only remain on your computer or device from the point at which you visit Our Site until you close your browser. Session Cookies are deleted when you close your browser.
  • 3.4 Cookies on Our Site are not permanent and will expire as indicated in the table below.
  • 3.5 For more details of the personal data that We collect and use, the measures we have in place to protect personal data, your legal rights, and our legal obligations, please refer to our Privacy Policy
  • 3.6 For more specific details of the Cookies that We use, please refer to the table below.

4. What Cookies Does Our Site Use?

  • 4.1 The following first-party Cookies may be placed on your computer or device:
Name of Cookie Purpose Strictly Necessary Expires
XSRF-TOKEN Preserves User Login information and states Yes When you close your browser
DPSettings Preserves the user's Cookie policy preferences Yes 12 days
slim_session Preserves User Login information and states Yes 1 day
  • 4.2 The following strictly necessary third-party Cookies may be placed on your computer or device (remove stripe cookies from the list if you don’t use stripe):
Name of Cookie Provider Purpose Expires
nsr m.stripe.network Used to process payments for our website. When you close your browser
cookiesEnabled checkout.stripe.com Used to process payments for our website. When you close your browser
__stripe_sid checkout.stripe.com Used to process payments for our website. When you close your browser
__stripe_mid checkout.stripe.com Used to distinguish users. 1 year
ab_disable_remember_ checkout.stripe.com Used to process payments for our website. 7 years
checkout-test-session checkout.stripe.com Used to process payments for our website. 10 years
cid checkout.stripe.com Used to process payments for our website. for ever
vuid vimeo.com These cookies are used by Vimeo to collect analytics tracking information. 1 year
player player.vimeo.com These cookies are used by Vimeo to collect analytics tracking information. 1 year
  • 4.3 Our Site uses the following functional Cookies (remove cookies not exploited in your school):


Olark
Name of Cookie Provider Purpose Expires
hblid stockmarketscalper.mylearnworlds.com a visitor identifier that we use only on your site to remember this visitor between visits 2 years
wcsid stockmarketscalper.mylearnworlds.com a session identifier that we use only on your site to keep track of a single chat session When you close your browser
olfsk stockmarketscalper.mylearnworlds.com storage identifier that we use to maintain chat state across pages (e.g. message history) 2 years
_okbk stockmarketscalper.mylearnworlds.com extra state information (e.g. chat box being open/closed) When you close your browser
_ok stockmarketscalper.mylearnworlds.com most recent Olark site ID (security measure) When you close your browser
_oklv stockmarketscalper.mylearnworlds.com the Olark loader version (for improved caching) When you close your browser
_okla stockmarketscalper.mylearnworlds.com used for caching purposes (loaded from CDN vs. loaded from our infrastructure) When you close your browser
_okgid stockmarketscalper.mylearnworlds.com used for caching by setting a hash for assets to determine if they have changed and if they need to be refreshed When you close your browser
_okac stockmarketscalper.mylearnworlds.com used for caching by setting a hash for assets to determine if they have changed and if they need to be refreshed When you close your browser
TawkTo
Name of Cookie Provider Purpose Expires
TawkConnectionTime stockmarketscalper.mylearnworlds.com previous registration time stamp When you close your browser
Tawk_ stockmarketscalper.mylearnworlds.com socket connection url When you close your browser
__tawkuuid stockmarketscalper.mylearnworlds.com domain restriction values 6 months
__cfduid tawk.to Used by the content network, Cloudflare, to identify trusted web traffic. 1 year
Freshchat
Name of Cookie Provider Purpose Expires
pubsub_cookie stockmarketscalper.mylearnworlds.com This cookie is used for the freshchat service When you close your browser
hop- stockmarketscalper.mylearnworlds.com This cookie is used for the freshchat service When you close your browser
stockmarketscalper.mylearnworlds.com This cookie is used for the freshchat service When you close your browser
_ stockmarketscalper.mylearnworlds.com This cookie is used for the freshchat service 1 year
pnctest stockmarketscalper.mylearnworlds.com This cookie is used for the freshchat service 1 year
Zendesk Web Widget
Name of Cookie Provider Purpose Expires
ZD-referrerPolicy stockmarketscalper.mylearnworlds.com Stores referrer tags Forever
ZD-zE_oauth stockmarketscalper.mylearnworlds.com Stores the authentication token once the user has been authenticated. 2 hours
ZD-currentTime stockmarketscalper.mylearnworlds.com Sets the time when page loads. Forever
ZD-settings stockmarketscalper.mylearnworlds.com Stores a hash of settings so that we don't keep sending blips after the initial one Forever
ZD-suid stockmarketscalper.mylearnworlds.com Session id for pathfinder. 20 minutes
ZD-buid stockmarketscalper.mylearnworlds.com Collects Machine ID. Forever
Intercom
Name of Cookie Provider Purpose Expires
intercom-id- stockmarketscalper.mylearnworlds.com This cookie is used by Intercom as a session so that users can continue a chat as they move through the site. 9 months
  • 4.4 Our Site uses analytics services provided by your analytics services, if any. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling us to better understand how Our Site is used. This, in turn, enables us to improve Our Site and the products and services offered through them.
  • 4.5 The analytics services used by Our Site use Cookies to gather the required information. You do not have to allow us to use these Cookies, however, whilst our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable us to continually improve Our Site, making it a better and more useful experience for you.
  • 4.6 The analytics services used by Our Site uses the following Cookies:
Google Analytics
Name of Cookie Provider Purpose Expires
_ga stockmarketscalper.mylearnworlds.com Google Analytics: Registers a unique ID that is used to generate statistical data on how the visitor uses the website. 2 years
_gat stockmarketscalper.mylearnworlds.com Google Analytics: Used by Google Analytics to throttle the request rate. When you close your browser
_gid stockmarketscalper.mylearnworlds.com Google Analytics: Registers a unique ID that is used to generate statistical data on how the visitor uses the website. When you close your browser
collect stockmarketscalper.mylearnworlds.com Google Analytics: Used to send data to Google Analytics about the visitor's device and behaviour. Tracks the visitor across devices and marketing channels. When you close your browser
Mixpanel
Name of Cookie Provider Purpose Expires
mp_#_mixpanel stockmarketscalper.mylearnworlds.com MixPanel: Cookie used by MixPanel for analytics purposes 1 year
Sumo me
Name of Cookie Provider Purpose Expires
__smToken stockmarketscalper.mylearnworlds.com The __smToken is set once you login to Sumo and is checked to verify whether you are logged into Sumo or not. 1 year
__smSmartbarShown stockmarketscalper.mylearnworlds.com Is set when the Smartbar is shown 50 years
__smVID stockmarketscalper.mylearnworlds.com Used to display relevant advertising 1 month
__smSessionId stockmarketscalper.mylearnworlds.com Used by Sumo to establish a cookie on a users computer to begin a session to enable Sumo products When you close your browser
  • 4.7 Targeting/Marketing cookies
    Targeting/Marketing cookies are used to track visitors across websites. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information but are based on uniquely identifying your browser and internet device. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third-party advertisers. If you do not allow these cookies, you will experience less targeted advertising: 
Name of Cookie Provider Purpose Expires
fr facebook.com Used by Facebook to deliver a series of advertisement products such as real time bidding from third-party advertisers 3 months
fr facebook.com Used by Facebook to deliver a series of advertisement products such as real time bidding from third-party advertisers When you close your browser
Hubspot
Name of Cookie Provider Purpose Expires
__hstc stockmarketscalper.mylearnworlds.com The main cookie for tracking visitors. It contains the domain, utk (see below), initial timestamp (first visit), last timestamp (last visit), current timestamp (this visit), and session number (increments for each subsequent session). 2 years
hubspotutk stockmarketscalper.mylearnworlds.com This cookie is used for to keep track of a visitor's identity. This cookie is passed to HubSpot on form submission and used when de-duplicating contacts. 10 years
__hssc stockmarketscalper.mylearnworlds.com This cookie keeps track of sessions. This is used to determine if we should increment the session number and timestamps in the __hstc cookie. It contains the domain, viewCount (increments each pageView in a session), and session start timestamp. 30 min
__hssrc stockmarketscalper.mylearnworlds.com Whenever HubSpot changes the session cookie, this cookie is also set. We set it to 1 and use it to determine if the visitor has restarted their browser. If this cookie does not exist when we manage cookies, we assume it is a new session. session
messagesUtk stockmarketscalper.mylearnworlds.com This cookie is used to recognize visitors who chat with you via the messages tool. If the visitor leaves your site before they're added as a contact, they will have this cookie associated with their browser. If you have a history of chatting with a visitor and they return to your site later in the same cookied browser, the messages tool will load your conversation history with that visitor. session
Refersion
Name of Cookie Provider Purpose Expires
ci_session refersion.com Preserves users states across page requests. When you close your browser
refersion_csrf_code refersion.com Sets csrf token to prevent cross site request forgery. When you close your browser
__cfduid refersion.com Used by the content network, Cloudflare, to identify trusted web traffic. 1 year
Google AdWords
Name of Cookie Provider Purpose Expires
ads/ga-audiences stockmarketscalper.mylearnworlds.com Used by Google AdWords to re-engage visitors that are likely to convert to customers based on the visitor's online behaviour across websites. When you close your browser
Fomo
Name of Cookie Provider Purpose Expires
Fomo.hstry-count-since-first-event- stockmarketscalper.mylearnworlds.com Used by Fomo for showing user notifications. Persistent
Fomo.hstry-first-timestamp- stockmarketscalper.mylearnworlds.com Used by Fomo for showing user notifications Persistent
Fomo.snv- stockmarketscalper.mylearnworlds.com Used by Fomo for showing user notifications Persistent

5. Consent and Control


  • 5.1 Before Cookies are placed on your computer or device, you will be shown a banner requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies unless those Cookies are strictly necessary; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow and/or deny different categories of Cookie that We use.
  • 5.2 In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all Cookies or only third-party Cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.

6. Changes to this Cookie Policy

  • 6.1 We may alter this Cookie Policy at any time. Any such changes will become binding on you on your first use of Our Site after the changes have been made. You are therefore advised to check this page from time to time.
  • 6.2 In the event of any conflict between the current version of this Cookie Policy and any previous version(s), the provisions current and in effect shall prevail unless it is expressly stated otherwise.
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